We recently interviewed Mary Slane of Slane Financial about why business owners seeking funding could use advice from a financial planner. YMT: What’s a common misconception about financial planning that small business owners have? MS: They think they don’t need it. They think that if they have an accountant and an attorney that they...
We recently interviewed Janet Harrison, a Certified Financial Counselor with Consumer Credit Counseling Service, about credit counseling and how it can help business owners seeking funding. YMT: What’s a common misconception about credit that people in small businesses have? JH: People do not understand the actual cost of the credit. So for example if...
We recently interviewed YMT president Mary McCarthy about YMT’s upcoming funding event. YMT: What’s a common misconception about business plans and strategies that people in small businesses have? MM: I think there’s two: one is they feel that writing a business plan is something they have to do, and not necessarily use, and two...
Some little things that may make a difference in the number. 740 is the new 720. If you want to refinance or buy a home or pass muster with a lender, a landlord, an insurer or even a possible employer, it will help to have a credit score of 740 or better. While the...